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Top 12 Super Easy Ways to Save Money Fast

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The very first step to start saving money is to calculate how much you spend. Keep track of all your expenses, that means every coffee, household items and cash tip.
Once you have your final data, organize the numbers by categories, such as gas, groceries and mortgages, and add each amount. Use your bank statements and credit card to make sure it is accurate, and don't forget any.

Use these top tips on saving money fast to generate ideas on the best ways to save money in your daily life.

1- Eliminate your debt
If you are trying to save your money through the budget but still have a large debt burden, start with the debt. Not convinced? Add up how much you spend paying your debt each month, and you will see it quickly. When you are free to pay interest on your debt, that money can be easily saved. A personal line of credit is only an option to consolidate the debt so you can pay it better.
  1. Set savings goals
One of the best tip to save money is by visualizing what you are saving for. If you need motivation, set goals along with a timeline to facilitate and secure your savings. Do you want to buy a house in three to five years with a down payment of 20-30 percent? He now has a goal and knows what he will need to save each month from achieving his goal. Use Regions savings calculators to achieve your goal!
  1. Pay yourself first
Invest for yourself first Whether it's $100 every two weeks or $500, don't be fooled by a long-term health savings plan.
  1. Stop smoking
No, it is not easy to quit smoking, but if you smoke a pack and a half every day, that amounts to almost $ 3,000 a year that you can get in savings if you quit smoking. According to the officials of the Centers for Disease Control, the percentage of Americans who smoke cigarettes is now less than 20 percent for the first time since at least the mid-1960s: join the club!
  1. Take a "stay."
Although the term may be fashionable, the idea behind it is solid: instead of spending several thousand plane tickets abroad, look for a fun vacation near your home in your own backyard. If you can't drive, simply look for cheap flights in your region. save Money
 
  1. Spend to save
Let's talk about it, the costs of public services rarely decrease over time, so take charge now and heat your home. Call your utility company and request an energy audit or find a certified contractor who can give you an energy efficiency review of the entire house. This will range from simple improvements such as sealing windows and doors to installing new insulators, coatings or appliances, and high-efficiency ENERGY STAR products. I could save thousands on utility costs over time. 
  1. Annualize your expenses
Do you pay $ 20 per week for snacks at the vending machine in your office? That's $ 1,000 that you are eliminating from your budget for sodas and snacks every year. Suddenly, that habit adds to a substantial sum.
  1. Prepare coffee at home.
This is not my favorite since I love going to coffee shops and having delicious organic coffee. However, spending $ 5 to $ 10 on coffee every day definitely adds up. Therefore, try my approach and allow yourself a few days a week to buy coffee in coffees and do it at home the rest of the time.
  1. Choose quality over quantity.
This can be applied to food, clothing, electronics and much more. Although it is tempting to choose the most economical version of an article, sometimes choosing quality over quantity will save you more in the long run. Save your money and get the best quality product you can afford, and take advantage of the cost-per-use philosophy with more expensive clothes and shoes.
  1. Manage your emotions.
Excessive spending is usually a way to avoid feeling certain emotions. If you register with yourself before going to a big wave of expenses, you may be able to identify if you feel bored, alone or stressed and, therefore, are spending money as a means to avoid the primary emotion. Register with yourself before buying and consider your expenses.
  1. Plan your financial goals.
Go Strict with your financial goals. For example, I want to save for the down payment on a house" is not enough. You must plan how much you need, when and what you should save each month to reach the goal. When you know what your goals are, you are more likely to stay on track and continue saving for them in the long term.
  1. Plan your meals for the week.
Taking a few hours each weekend to go to the grocery store and the meal plan for the week will definitely save you money since going out to dinner is the number one expense for most homes. By eating at home, you save money that would otherwise be spent on taxes and tips, and generally also saves calories.